Set For Life Online Game Procedures

Edition 4 effective 1st February 2024

When Set For Life is played online (including via the App), these Game Procedures (the “Procedures”), the Game Specific Rules for Set For Life Prizes, the Rules for Draw-Based Games Played Online (the “Rules”) and the Account Terms apply.

If there is any conflict between the documents, the Rules will take priority, followed by the Game Specific Rules, these Procedures, and then the Account Terms.

When Set For Life is played at retailers, the Set For Life Game Procedures set out in the Players’ Guide, the Game Specific Rules for Set For Life Prizes, and the Rules for Draw-Based Games Played at Retailers apply.

You can view all National Lottery Rules and Procedures on the National Lottery website. You can also ask for copies by calling our Customer Care Team on 0333 234 44 33 (please see the Telephone Enquiries section for call charges), or by writing to the National Lottery, PO Box 287, Watford WD18 9BR.

All words and phrases in these Procedures that begin with a capital letter and have specific meaning are explained below or in Section (G).

Contents

• (A) Playing Set For Life

  (1) Set For Life costs £1.50 to play and Set For Life Draws take place on Mondays and Thursdays.

  (2) To play Set For Life on the Site or App, You should fill in the interactive play slip for Set For Life by following the instructions provided.

  (3) A ‘week’, when mentioned in the number of weeks section, will start on the first available Monday or Thursday Set For Life Draw that Your Set For Life Entry is entered into and will end immediately before (and excluding) the Set For Life Draw on the same day of the following calendar week.

  (4) If You have used Your Account to buy a Set For Life Entry and Your Selection is not shown in Your “My account” section of the Site or App, then that Selection will not have been entered into any Set For Life Draw.

• (B) How to win

  If Your Set For Life Entry matches any of the Prize categories set out in the table in Section (C)(1), You will win a Prize in that Prize category, providing the requirements of the Rules and these Procedures are met.

• (C) Prize categories, Prizes and odds of winning

  (1) The table below sets out and explains the Prize categories, the approximate odds of winning and the Prize value for each Prize category.

  Prizes table

  Prize Categories	Approximate Odds of Winning	Prize (subject to Prize capping explained in Section (D) below)
  Match 5 + Life Ball = First five numbers* in one Set For Life Entry matched to the Main Numbers and the Life Ball number** in that Set For Life Entry matched to the Life Ball	1:15,339,390	£10,000 every month for 30 years. The monthly payments comprise of a capital and interest element. The capital element is tax free and the interest element is subject to applicable tax. However, based on tax rules and rates at the date of these Procedures, the monthly payments will not be less than £10,000 after tax.
  Match 5 = First five numbers in one Set For Life Entry matched to the Main Numbers	1:1,704,377	£10,000 every month for one year.
  Match 4 + Life Ball = Four of the first five numbers in one Set For Life Entry matched to the Main Numbers and the Life Ball number in that Set For Life Entry matched to the Life Ball	1:73,045	£250
  Match 4 = Four of the first five numbers in one Set For Life Entry matched to the Main Numbers	1:8,116	£50
  Match 3 + Life Ball = Three of the first five numbers in one Set For Life Entry matched to the Main Numbers and the Life Ball number in that Set For Life Entry matched to the Life Ball	1:1,782	£30
  Match 3 = Three of the first five numbers in one Set For Life Entry matched to the Main Numbers	1:198	£20
  Match 2 + Life Ball = Two of the first five numbers in one Set For Life Entry matched to the Main Numbers and the Life Ball number in that Set For Life Entry matched to the Life Ball	1:134	£10
  Match 2 = Two of the first five numbers in one Set For Life Entry matched to the Main Numbers	1:15	£5
  Any Prize	1:12.4

  *the first five numbers in a Set For Life Entry are the five numbers chosen by You from the numbers one to forty-seven inclusive.

  ** the Life Ball number in a Set For Life Entry is the one number chosen by You from the numbers one to ten inclusive.

  (2) The current percentage of Set For Life sales available to be paid out in Prizes to Players can be found via the Set For Life page on the Site. Due to the fixed Prize nature of Set For Life, there is no rollover of any Prizes if the top Prize is not won.

• (D) Prize capping

  (1) Prize capping takes place in very rare circumstances – for example, when popular number combinations are drawn resulting in there being more Winning Set For Life Entries than Allwyn is able to pay Prizes for. If Prize capping takes place, the actual Prizes won may be less than stated. How these Prizes may be capped is explained in more detail below. Capped Prize amounts will be rounded down to the nearest £1.

  (2) Match 5 + Life Ball (top Prize) Prize Capping:

  The amount of money available to pay Winning Set For Life Entries in the Match 5 + Life Ball Prize category is limited to £16million. In the very unlikely event that £16million is not enough to award Winning Set For Life Entries in this category £10,000 every month for 30 years, then the Prize in the Match 5 + Life Ball Prize category will be capped (i.e. will be less than stated). If Prize capping in this Prize category takes place, then:

  • (a) £16million will be divided equally between all Winning Set For Life Entries in the Match 5 + Life Ball Prize category (“Capped Prize Amount”); and
  • (b) each Winning Set For Life Entry in the Match 5 + Life Ball Prize category will be given the option of receiving the Capped Prize Amount as either a one-off lump sum cash payment, or to instruct Allwyn to purchase an annuity policy using the Capped Prize Amount (less the first prize payment paid by Allwyn) which will pay equal monthly payments over the remaining period of 29 years and 11 months. More detailed information can be found in the Set For Life Game Specific Rules.

  (3) Match 5 Prize Capping:

  The amount of money available to pay Winning Set For Life Entries in the Match 5 Prize category is limited to £2million. In the very unlikely event that £2million is not enough to award Winning Set For Life Entries in this category £10,000 every month for one year, then the Prize in the Match 5 Prize category will be capped (i.e. will be less than stated). If Prize capping in this Prize category takes place, then:
  • (a) £2million will be divided equally between all Winning Set For Life Entries in the Match 5 Prize category (“Second Tier Capped Prize Amount”); and
  • (b) each Winning Set For Life Entry in the Match 5 Prize category will receive the Second Tier Capped Prize Amount in equal monthly payments over a period of one year.

  (4) Match 3 to Match 4 + Life Ball Prize capping:

  Prizes in these Prize categories will be capped in very rare cases and only if the Capped Prize Fund (which is an amount equal to 35.94% of the sales for a Set For Life Draw, plus an amount agreed by Allwyn and the Commission (being £1million)) is not enough to award Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories the Prizes stated in the Prize Table in Section (C)(1). In these circumstances, all Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories will be awarded a Prize of £5. This means that whilst the number of Match 2 Prizes in a Set For Life Draw forms part of the capping calculation, Match 2 Prizes will never be capped and will always be awarded in full.

  If there is any money left in the Capped Prize Fund after paying the £5 Prizes to all Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories, the remaining money in the Capped Prize Fund will be used to pay up to a further £5 to all Winning Set For Life Entries in the Match 2 + Life Ball to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £5, the remaining money will be used to pay up to a further £10 to all Winning Set For Life Entries in the Match 3 to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £10, the remaining money will be used to pay up to a further £10 to all Winning Set For Life Entries in the Match 3 + Life Ball to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £10, the remaining money will be used to pay up to a further £20 to all Winning Set For Life Entries in the Match 4 to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund following that payment, the remainder will be divided equally amongst the Winning Set For Life Entries in the Match 4 + Life Ball Prize category.

• (E) Cancelling a Set For Life Entry

  (1) You cannot cancel a Set For Life Entry bought on the Site or App after You have accepted the Selection(s) displayed on the "Confirm Play Slip" screen of the Site or App.

  (2) If You get two or more Lucky Dip Selections for the same Set For Life Draw that contain the same six numbers, You should telephone our Customer Care Team within 120 minutes of buying the relevant Set For Life Entry(ies), or before the close of sales for that Set For Life Draw, whichever is the earlier. Allwyn may then, at its discretion and following investigation, refund to Your Account an amount equal to the cost of the duplicate Set For Life Entry(ies).

• (F) Postponement

  Where Allwyn considers it reasonable to do so, it may postpone a Set For Life Draw for as long as it considers to be appropriate in the circumstances. In that case (by way of example only, where there has been a significant disruption to the sale of Set For Life Entries) Allwyn may continue to sell entries for that Set For Life Draw beyond the normal Draw break for Set For Life.

• (G) Definitions

  Account:

  An account maintained by a Player on Allwyn's Computer System.

  Allwyn:

  Allwyn Entertainment Ltd, a company registered in England and Wales.

  Allwyn's Computer System:

  The computer systems used by or on behalf of Allwyn from time to time to operate National Lottery games, administer Accounts, facilitate Set For Life Entries and pay Prizes.

  App:

  The National Lottery Android and/or iOS application.

  Commission:

  The Gambling Commission (being the body appointed to regulate The National Lottery) or any other body appointed to regulate The National Lottery from time to time.

  Customer Care Team:

  Allwyn’s helpline for interactive Players, contact details of which are set out at the end of these Procedures. See the Site for the Customer Care Team’s current opening hours.

  Life Ball:

  The one number randomly selected as part of a Set For Life Draw from the numbers one to ten inclusive.

  Lucky Dip:

  Six different numbers (being five numbers from the numbers one to forty-seven inclusive and one number from the numbers one to ten inclusive) which are randomly selected by Allwyn’s Computer System on Your behalf.

  Main Numbers:

  The first five numbers randomly chosen at a Set For Life Draw from the numbers one to forty-seven inclusive.

  Prize:

  A prize won by an eligible Player in Set For Life.

  Selection:

  One set of six numbers chosen by You to play Set For Life, being five numbers from the numbers one to forty-seven inclusive and one number from the numbers one to ten inclusive, or a Lucky Dip for Set For Life.

  Set For Life Draw:

  The process which results in the random selection by Allwyn of a set of winning numbers for Set For Life.

  Set For Life Entry:

  A Selection for entry into a Set For Life Draw which has been registered as an entry on Allwyn’s Computer System.

  Site:

  The website national-lottery.co.uk.

  Validation Requirements:

  Allwyn’s Entry validation requirements referred to in Rule 6 of the Rules or as otherwise determined by Allwyn from time to time.

  Winning Set For Life Entry:

  A Set For Life Entry which entitles You to a Prize and which meets all the Validation Requirements.

  You:

  The holder of an Account who is eligible to buy Set For Life Entries using that Account and whose Account has not been terminated, cancelled, suspended or closed.

• Contact Numbers and Addresses

  Telephone Enquiries:

  Customer Care Team: 0333 234 44 33^∞ (0370 737 3983 for complaints).

  For the hard of hearing using Minicom equipment, please call 0370 737 8249.

  Calls cost no more than calls to 01 and 02 numbers. If your phone tariff offers inclusive calls to landlines, calls to 03 numbers will be included on the same basis.

  E-mail

  help@national-lottery.co.uk

  Website

  www.national-lottery.co.uk

  General Written Enquiries:

  The National Lottery
  PO Box 251
  Watford
  WD18 9BR

  National Lottery Regional Centre Addresses:

  Watford (Allwyn’s Head Office)

  The National Lottery
  Tolpits Lane
  Watford
  Hertfordshire
  WD18 9RN
  Tel: 01923 425000

  Liverpool

  The National Lottery
  5 Tiger Court
  Kings Drive
  Kings Business Park
  Prescot
  Knowsley
  Liverpool
  L34 1BH
  Tel: 0151 236 1796

  © Gambling Commission 2024