The odds of winning any Lotto Prize are approximately 1 in 54. The value of your Lotto Prize will depend on the number of Tickets sold and the number of Lotto Entries that match the same numbers as you.

What you can win

The table below sets out and explains the Prize categories, prizes and the approximate odds of winning.

Prize Categories Approximate Odds of Winning Prize
‘Match 6’ / ‘Jackpot’ = six numbers in one Lotto Entry matched to the Main Numbers 1:13,983,816 Jackpot
‘Match 5 + Bonus’ = five numbers in one Lotto Entry matched from the Main Numbers and remaining number matched to the Bonus Number 1:2,330,636 Estimated £50,000
‘Match 5’ = five numbers in one Lotto Entry matched from the Main Numbers 1:55,492 Estimated £1,000
‘Match 4’ = four numbers in one Lotto Entry matched from the Main Numbers 1:1,033 Estimated £100
‘Match 3’ = three numbers in one Lotto Entry matched from the Main Numbers 1:57 £25
Lotto raffle See table below Guaranteed £20,000*

*Camelot may decide at any time to hold a promotional Lotto raffle Draw in which Lotto raffle Prizes of more or less than £20,000 may be available to be won. These Prizes will be in addition to the 50 guaranteed Lotto raffle Prizes that can be won in that Lotto raffle Draw.

Lotto raffle Prize

The odds of winning a Lotto raffle Prize will vary depending on the number of Lotto raffle Entries in each Lotto raffle Draw.

The table below sets out the approximate odds of winning a Lotto raffle Prize in a Lotto base Draw where 50 Lotto raffle Prizes are available to be won.

Draw Day/Type Approximate Odds of Winning a Lotto raffle Prize
Wednesday - Lotto base Draw 1 in 180,000 based on expected sales of 9 million Lotto Entries
Saturday - Lotto base Draw 1 in 320,000 based on expected sales of 16 million Lotto Entries

Allocation of funds to prize categories

The table below shows how the the Prize Fund and Pools Fund is divided between prize categories.

Prize Categories Prize Fund /Pools Fund (defined below and subject to Prize capping explained below)
‘Match 6’ / ‘Jackpot’ 66.4% of the Pools Fund, plus the amount available for the Match 5 + Bonus category if there are no winning entries in that category in that same Lotto Draw.

Part or all of the amount available for the Match 6 category in the previous Lotto Draw may also be added to the Pools Fund allocation for the Jackpot if there are no winning Entries in category in the previous Lotto Draw †
‘Match 5 + Bonus’ 5.3% of the Pools Fund
‘Match 5’ 4.5% of the Pools Fund
‘Match 4’ 23.8% of the Pools Fund plus the amount available for the Match 5 category if there are no winning Entries in that category in that Lotto Draw
‘Match 3’ £25 Prize payable per winning Lotto Entry from the Prize Fund, plus an equal share of any amount available for the Match 4 category if there are no winning Lotto Entries in that category in that Lotto Draw
Lotto raffle Payable per winning Lotto raffle Entry from the Prize Fund. All or part of the amount available for the Match 6 category in the previous Lotto Draw may also be used to pay additional Lotto raffle Prizes if there are no winning Entries in the Match 6 category in the previous Lotto Draw†

† For more information, see the Match 6 Prize category row in the table under the heading "What happens if there are no winners in a Lotto Draw?" below.

What is the Prize Fund?

All Prizes will be rounded down to the nearest £1. Subject to this, 47.5% of sales for a Lotto and Lotto raffle Draw (or any larger amount agreed by Camelot and the NLC) will be available to be paid out in Prize(s) to players for that Lotto and Lotto raffle Draw (the ‘Prize Fund’).

5.03% of sales for each Lotto and Lotto raffle Draw will be allocated from the Prize Fund to pay Lotto raffle Prizes for the Lotto raffle Draw on the same Lotto Draw day. Any money left over from this 5.03% after the Lotto raffle Prizes for that Lotto raffle Draw have been paid will be put in a reserve fund (the ‘Reserve Fund’) and (subject to Lotto Prize capping - see the “What is Prize capping?” section below) will not form part of the Prize Fund for that Lotto or Lotto raffle Draw.

The Reserve Fund will be used if there are not enough funds from sales to pay Lotto and/or Lotto raffle Prizes in future Lotto and/or Lotto raffle Draws. It can also be used to fund additional Lotto raffle Prizes (in promotional Lotto raffle Draws and/or Lotto Rollover Draws), or to increase the amount of a Lotto or Lotto raffle Prize.

The 5.03% allocation will not be used if Lotto Prize capping needs to take place.

What is the Pools Fund?

The Pools Fund is the amount of money left in the Prize Fund after the sum equal to 5.03% of Lotto and Lotto raffle sales and all Match 3 Prizes have been deducted. The percentage of the Pools Fund allocated to each remaining Prize category will be divided equally by the number of winning Lotto Entries in that Prize category.

What happens if there are no winners in a Lotto Draw?

The table below shows what happens to the money in each Lotto Prize category if there are no winning Lotto Entries in that Lotto Prize category in a Lotto Draw.

Prize Category What happens to the Prize Money if there are no Winning Lotto Entries?
Match 6 / Jackpot Either
  • all of it rolls over and is added to the Jackpot for the next Lotto Draw*, or
  • part of it rolls over and is added to the Jackpot for the next Lotto Draw, with the rest of it being used to pay for additional Lotto raffle Prizes in the next Lotto Rollover Draw*, or
  • all of it is used to pay for additional Lotto raffle Prizes in the next Lotto Rollover Draw*.
Camelot will decide, in line with a scheme approved by the Commission, which of the above will happen for each Lotto Draw in which there are no winners in this Prize category.
Match 5 + Bonus It is added to the Jackpot for that Lotto Draw
Match 5 It is added to the Prize pool for the Match 4 Prize category for that Lotto Draw
Match 4 It is divided equally between all winning Match 3 Prize category Lotto Entries for that Lotto Draw and added to the £25 Match 3 Prize

*The maximum number of Rollovers is four. This means that if the Jackpot is not won in five consecutive Lotto Draws, in the fifth Lotto Draw the entire Jackpot will roll down to the next Lotto Prize category where there is at least one winning Lotto Entry.

Prize capping

Lotto raffle Prizes are guaranteed and will never be less than stated (capped). Lotto Prizes will be capped in very rare cases and only if (after deduction of the 5.03% allocation mentioned in the ‘What is the Prize Fund?’ section above) the Prize Fund for a Lotto Draw is not enough to pay £25 for every winning Lotto Entry in that Lotto Draw. In these circumstances, the Capped Prize Fund (which is the Prize Fund less the 5.03% allocation) will be allocated as set out in the table below.

Prize Category Allocation of Capped Prize Fund
Match 6 / Jackpot 31.9% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 5 + Bonus category if there are no winning Entries in that category in that Lotto Draw*
Match 5 + Bonus 2.5% of the Capped Prize Fund
Match 5 2.2% of the Capped Prize Fund
Match 4 11.4% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 5 category if there are no winning Entries in that category in that Lotto Draw
Match 3 52.0% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 4 category if there are no winning Entries in that category in that Lotto Draw, plus (only if necessary to ensure that £25 is payable per winning Lotto Entry in the Match 3 category) any other amount required from the Reserve Fund

*Any money rolled over from previous Lotto Draws (and any money that is guaranteed or otherwise added to the Prize Fund for Lotto Prizes other than Lotto raffle Prizes in that Lotto Draw) will be added to the Capped Prize Fund allocation for the Jackpot and the total amount will be shared equally between all Jackpot winning Lotto Entries in that Lotto Draw. If there are no Jackpot winners, that total amount will roll to the next Lotto Draw, as shown in the table in the ‘What happens if there are no winners in a Lotto Draw?’ section above.

For more information, read the Lotto Interactive Game Procedures.

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