Play Lotto Game Procedures


LOTTO (INCLUDING THE LOTTO RAFFLE)

This section sets out the Game Procedures for the Lotto Game, which includes the Lotto raffle, played at retail.

How do I win on Lotto?

If your Lotto Entry matches three or more of the first six numbers randomly chosen in a Lotto Draw (the 'Main Numbers'), providing the requirements of the Rules and this Players' Guide are met, you will win a Prize in the highest relevant Lotto Prize category (Match 3 to Match 6).

What is the Lotto raffle?

The Lotto raffle is a raffle draw that takes place on each Lotto Draw day. In each Lotto raffle Draw, at least 50 raffle numbers will be selected and each will win a guaranteed Lotto raffle Prize.

How do I enter the Lotto raffle?

For each Lotto Entry you buy, you will be given a unique Lotto raffle Entry which starts with 4 letters that spell a colour and is followed by 8 numbers. Your Lotto raffle Entry will be automatically entered into the Lotto raffle Draw taking place on the same day as the Lotto Draw you have entered.

If you buy a Ticket for more than one Lotto Draw (a 'Multi-Draw Ticket'), the same Lotto raffle Entry will be entered into all Lotto raffle Draws that your Multi-Draw Ticket is valid for.

How do I win on the Lotto raffle?

If your Lotto raffle Entry matches all of the letters and numbers in the exact order chosen in a Lotto raffle Draw (reading from left to right), you will win a Lotto raffle Prize, providing the requirements of the Rules and this Players' Guide are met.

It is possible to win a Lotto Prize and a Lotto raffle Prize with one Lotto Entry and its associated Lotto raffle Entry.

Prize categories, prizes and odds of winning

Prize Categories Approximate Odds of Winning Prize Prize Fund/Pools Fund (defined below and subject to Prize capping explained below)
'Match 6'/'Jackpot' = six numbers in one Lotto Entry matched to the Main Numbers 1: 13,983,816 Jackpot 66.4% of the Pools Fund, plus the amount available for the Match 5 + Bonus category if there are no winning entries in that category in that same Lotto Draw. Part or all of the amount available for the Match 6 category in the previous Lotto Draw may also be added to the Pools Fund allocation for the Jackpot if there are no winning Entries in that category in the previous Lotto Draw
'Match 5 + Bonus' = five numbers in one Lotto Entry matched from the Main Numbers and remaining number matched to the Bonus number (being the number randomly selected immediately after the Main Numbers have been drawn) 1: 2,330,636 Estimated £50,000 5.3% of the Pools Fund
'Match 5' = five numbers in one Lotto Entry matched from the Main Numbers 1: 55,492 Estimated £1,000 4.5% of the Pools Fund
'Match 4' = four numbers in one Lotto Entry matched from the Main Numbers 1: 1,033 Estimated £100 23.8% of the Pools Fund, plus the amount available for the Match 5 category if there are no winning Entries in that category in that Lotto Draw
'Match 3' = three numbers in one Lotto Entry matched from the Main Numbers 1: 57 £25 £25 Prize payable per winning Lotto Entry from the Prize Fund, plus an equal share of the amount available for the Match 4 category if there are no winning Entries in that category in that Lotto Draw
Lotto raffle See table below Guaranteed £20,000* Payable per winning Lotto raffle Entry from the Prize Fund. All or part of the amount available for the Match 6 category in the previous Lotto Draw may also be used to pay additional Lotto raffle Prizes if there are no winning Entries in the Match 6 category in the previous Lotto Draw

For more information, see the Match 6 Prize category row in the table under the heading "What happens if there are no winners in a Lotto Draw?" below.

* Camelot may decide at any time to hold a promotional Lotto raffle Draw in which Lotto raffle Prizes of more or less than £20,000 may be available to be won. These Prizes will be in addition to the 50 guaranteed Lotto raffle Prizes of £20,000 that can be won in that Lotto raffle Draw.

The odds of winning any Lotto Prize are approximately 1 in 54. The value of your Lotto Prize will depend on the number of Tickets sold and the number of Lotto Entries that match the same numbers as you.

The odds of winning a Lotto raffle Prize will vary depending on the number of Lotto raffle Entries in each Lotto raffle Draw. The table below sets out the approximate odds of winning a Lotto raffle Prize in a Lotto base Draw where 50 Lotto raffle Prizes are available to be won.

Draw Day/Type Approximate Odds of Winning a Lotto raffle Prize
Wednesday - Lotto base Draw 1 in 180,000 based on expected sales of 9 million Lotto Entries
Saturday - Lotto base Draw 1 in 320,000 based on expected sales of 16 million Lotto Entries

What is the Prize Fund?

All Prizes will be rounded down to the nearest £1. Subject to this, 47.5% of sales for a Lotto and Lotto raffle Draw (or any larger amount agreed by Camelot and the Gambling Commission) will be available to be paid out in Prize(s) to players for that Lotto and Lotto raffle Draw (the 'Prize Fund').

5.03% of sales for each Lotto and Lotto raffle Draw will be allocated from the Prize Fund to pay Lotto raffle Prizes for the Lotto raffle Draw on the same Lotto Draw day. Any money left over from this 5.03% after the Lotto raffle Prizes for that Lotto raffle Draw have been paid will be put in a reserve fund (the 'Reserve Fund') and (subject to Lotto Prize capping - see the "What is Prize capping?" section below) will not form part of the Prize Fund for that Lotto or Lotto raffle Draw.

The Reserve Fund will be used if there are not enough funds from sales to pay Lotto and/or Lotto raffle Prizes in future Lotto and/or Lotto raffle Draws. It can also be used to fund additional Lotto raffle Prizes (in promotional Lotto raffle Draws and/or Lotto Rollover Draws), or to increase the amount of a Lotto or Lotto raffle Prize.

The 5.03% allocation will not be used if Lotto Prize capping needs to take place.

What is the Pools Fund?

The Pools Fund is the amount of money left in the Prize Fund after the sum equal to 5.03% of Lotto and Lotto raffle sales and all Match 3 Prizes have been deducted. The percentage of the Pools Fund allocated to each remaining Prize category will be divided equally by the number of winning Lotto Entries in that Prize category.

What is Prize capping?

Lotto raffle Prizes are guaranteed and will never be less than stated (capped). Lotto Prizes will be capped in very rare cases and only if (after deduction of the 5.03% allocation mentioned in the "What is the Prize Fund?" section above) the Prize Fund for a Lotto Draw is not enough to pay £25 for every winning Lotto Entry in that Lotto Draw. In these circumstances, the Capped Prize Fund (which is the Prize Fund less the 5.03% allocation) will be allocated as set out in the table below.

Prize Categories Allocation of Capped Prize Fund
Match 6/Jackpot 31.9% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 5 + Bonus category if there are no winning Entries in that category in that Lotto Draw*
Match 5 + Bonus 2.5% of the Capped Prize Fund
Match 5 2.2% of the Capped Prize Fund
Match 4 11.4% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 5 category if there are no winning Entries in that category in that Lotto Draw
Match 3 52.0% of the Capped Prize Fund, plus the allocation of the Capped Prize Fund for the Match 4 category if there are no winning Entries in that category in that Lotto Draw, plus (only if necessary to ensure that £25 is payable per winning Lotto Entry in the Match 3 category) any other amount required from the Reserve Fund

*Any money rolled over from previous Lotto Draws (and any money that is guaranteed or otherwise added to the Prize Fund for Lotto Prizes other than Lotto raffle Prizes in that Lotto Draw) will be added to the Capped Prize Fund allocation for the Jackpot and the total amount will be shared equally between all Jackpot winning Lotto Entries in that Lotto Draw. If there are no Jackpot winners, that total amount will roll to the next Lotto Draw, as shown in the table below.

What happens if there are no winners in a Lotto Draw?

The table below shows what happens to the money in each Lotto Prize category if there are no winners in that Prize category in a Lotto Draw.

Prize Categories What Happens to the Prize money if there are no Winners?
Match 6 / Jackpot Either:
  • all of it rolls over and is added to the Jackpot for the next Lotto Draw, or
  • part of it rolls over and is added to the Jackpot for the next Lotto Draw, with the rest of it being used to pay for additional Lotto raffle Prizes in the next Lotto Rollover Draw, or
  • all of it is used to pay for additional Lotto raffle Prizes in the next Lotto Rollover Draw.
Camelot will decide, in line with a scheme approved by the Gambling Commission, which of the above will happen for each Lotto Draw in which there are no winners in this Prize category.
Match 5+ Bonus It is added to the jackpot for that Lotto Draw
Match 5 It is added to the Prize pool for the Match 4 Prize category for that Lotto Draw
Match 4 It is divided equally between all winning Match 3 Prize category Lotto Entries for that Lotto Draw and added to the £25 Match 3 Prize

What is the maximum number of Rollovers?

Four. If the jackpot is not won in five consecutive Lotto Draws, in the fifth Lotto Draw the entire jackpot will roll down to the next Lotto Prize category where there is at least one winner.

What happens to the Lotto raffle in a Lotto Rollover?

In a Lotto Rollover Draw, Camelot may decide that there will be more than the usual 50 Lotto raffle Prizes available to be won. The number of Lotto raffle Prizes that will be available will be advertised before each Lotto Rollover Draw, and may change between different Lotto Rollover series. The number of Lotto raffle Prizes available to be won in a Lotto Rollover Draw will be only the number advertised by Camelot for that Lotto Rollover Draw. This is regardless of the number of Lotto raffle Prizes that were available to be won in any previous Lotto Rollover series.

What happens if a Lotto Draw is cancelled?

If Camelot becomes aware that the Lotto and Lotto raffle Draws after the next Lotto and Lotto raffle Draws might not take place (because Camelot's licence to run The National Lottery or promote The National Lottery games has expired, been suspended, or been withdrawn), then in that next Lotto Draw (before the cancelled Draws), Prize money for any Lotto Prize category where there are no winners will roll down to the next Lotto Prize category where there is at least one winner. If the Prize money rolls to the Match 3 Prize category, the Prize money will be divided equally between the winning Entries in the Match 3 Prize category and added to the £25 Match 3 Prize. Lotto raffle Prizes will be paid in full.