Players' Guide

£1.50

Do something amazing every month

Win £10,000 every month for 30 yearsΔ. That's the top prize in Set For Life. Play every Monday and Thursday.

  • Choose a day to play
  • Choose how many weeks to play for
  • Choose 5 numbers (1-47) and 1 Life Ball number (1-10)
  • Or Lucky Dip® it

Then take it to the counter. Simple.

You can play up to 4 weeks in advance.

What can I win?

What could I win?
Match Winnings1
5 Main numbers + Life Ball £10,000 every month for 30 years
5 Main numbers £10,000 every month for 1 year
4 Main numbers + Life Ball £250
4 Main numbers £50
3 Main numbers + Life Ball £30
3 Main numbers £20
2 Main numbers + Life Ball £10
2 Main numbers £5

You're all set. Get playing.

1 Subject to capping. See Set For Life Game Procedures (contained in this Players' Guide) for more information


Set For Life Retail Game Procedures

These are the Set For Life Game Procedures. Game Specific Rules for Set For Life Prizes also apply and can be found at National Lottery Retailers and on the National Lottery website.

How do I win?

If your Set For Life Entry matches any of the Prize categories set out in the table below, providing the requirements of the Rules and these Game Procedures are met, you will be entitled to a Prize in the highest relevant Prize category.

Prizes table
Prize categories Approximate Odds of Winning Prize (subject to Prize capping, explained further on)
Match 5a + Life Ball 1:15,339,390 £10,000 every month for 30 years. The monthly payments comprise of a capital and interest element. The capital element is tax free and the interest element is subject to applicable tax. However, based on tax rules and rates at the date of these Game Procedures, the monthly payments will not be less than £10,000 after tax.
Match 5a 1:1,704,377 £10,000 every month for one year.
Match 4a + Life Ball 1:73,045 £250
Match 4a 1:8,116 £50
Match 3a + Life Ball 1:1,782 £30
Match 3a 1:198 £20
Match 2a + Life Ball 1:134 £10
Match 2a 1:15 £5
Any Prize 1:12.4

afrom the first five numbers shown in a Set For Life Entry (on the left of the Life Ball number) to the Main Numbers.

The Main Numbers are the first five numbers randomly chosen in a Set For Life Draw. The Life Ball is the number randomly selected immediately after the Main Numbers have been drawn.

The current percentage of Set For Life sales available to be paid out in Prizes to Players can be found via the Set For Life page on the National Lottery website. Due to the fixed Prize nature of the Set For Life Game, there is no rollover of any Prizes if the top Prize is not won.

Camelot may run Super Chance Draw(s) from time to time and will advertise them in advance. Details including Prize capping will be available at www.national-lottery.co.uk/super-chance-draw.

Will Prizes ever be less than stated (Prize capping)?

In exceptional circumstances – for example, when popular number combinations are drawn resulting in there being more Winning Set For Life Entries than Camelot is able to pay Prizes for, Prizes may be capped. If Prize capping takes place, the actual Prizes won may be less than stated. How these Prizes may be capped is now explained in more detail. Capped Prize amounts will be rounded down to the nearest £1.

Match 5 + Life Ball (top Prize) Prize Capping: The amount of money available to pay Winning Set For Life Entries in the Match 5 + Life Ball Prize category is limited to £16 million. In the very unlikely event that £16 million is not enough to award Winning Set For Life Entries in this category £10,000 every month for 30 years, then the Prize in the Match 5 + Life Ball Prize category will be capped (i.e. will be less than stated). If Prize capping in this Prize category takes place, then:

  • (a) £16 million will be divided equally between all Winning Set For Life Entries in the Match 5 + Life Ball Prize category (“Capped Prize Amount”); and
  • (b) each Winning Set For Life Entry in the Match 5 + Life Ball Prize category will be given the option of receiving the Capped Prize Amount as either a one-off lump sum cash payment, or to instruct Camelot to purchase an annuity policy using the Capped Prize Amount (less the first prize payment paid by Camelot) which will pay equal monthly payments over the remaining period of 29 years and 11 months. More detailed information can be found in the Set For Life Game Specific Rules.

Match 5 Prize Capping: The amount of money available to pay Winning Set For Life Entries in the Match 5 Prize category is limited to £ 2million. In the very unlikely event that £2 million is not enough to award Winning Set For Life Entries in this category £10,000 every month for one year, then the Prize in the Match 5 Prize category will be capped (i.e. will be less than stated). If Prize capping in this Prize category takes place, then:

  • (a) £2 million will be divided equally between all Winning Set For Life Entries in the Match 5 Prize category (“Second Tier Capped Prize Amount”); and
  • (b) each Winning Set For Life Entry in the Match 5 Prize category will receive the Second Tier Capped Prize Amount in equal monthly payments over a period of one year.

Match 3 to Match 4 + Life Ball Prize capping: Prizes in these Prize categories will be capped in very rare cases and only if the Capped Prize Fund (which is an amount equal to 35.94% of the sales for a Set For Life Draw, plus an amount agreed by Camelot and the Commission (being £1 million)) is not enough to award Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories the Prizes stated in the Prize Table. In these circumstances, all Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories will be awarded a Prize of £5. This means that whilst the number of Match 2 Prizes in a Set For Life Draw forms part of the capping calculation, Match 2 Prizes will never be capped and will always be awarded in full.

If there is any money left in the Capped Prize Fund after paying the £5 Prizes to all Winning Set For Life Entries in the Match 2 to Match 4 + Life Ball Prize categories, the remaining money in the Capped Prize Fund will be used to pay up to a further £5 to all Winning Set For Life Entries in the Match 2 + Life Ball to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £5, the remaining money will be used to pay up to a further £10 to all Winning Set For Life Entries in the Match 3 to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £10, the remaining money will be used to pay up to a further £10 to all Winning Set For Life Entries in the Match 3 + Life Ball to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund after paying the further £10, the remaining money will be used to pay up to a further £20 to all Winning Set For Life Entries in the Match 4 to Match 4 + Life Ball Prize categories. If there is any money left in the Capped Prize Fund following that payment, the remainder will be divided equally amongst the Winning Set For Life Entries in the Match 4 + Life Ball Prize category.

Can a Set For Life Draw be postponed?

Where Camelot considers it reasonable to do so, it may postpone a Set For Life Draw for as long as it considers to be appropriate in the circumstances. In that case (by way of example only, where there has been a significant disruption to the sale of Set For Life Entries) Camelot may continue to sell entries for that Set For Life Draw beyond the normal Draw break for Set For Life.

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