Set For Life Super Chance Draw

What is a Super Chance Draw?

In a Set For Life Super Chance Draw, you can win the top prize of £10,000 every month for 30 yearsΔ by matching just 5 main numbers as well as by matching 5 main numbers and the Life Ball.

If the top prize is not won in a Super Chance Draw, the next Set For Life Draw will be a Super Chance Draw. If the top prize is not won in that next Super Chance Draw, the following Set For Life Draw will also be a Super Chance Draw, and so on until the top prize is won either by a winning entry in the match 5 + Life Ball prize category and/or by a winning entry in the match 5 prize category.

What are the odds of winning the top prize in a Super Chance Draw?

The odds of winning the top prize in a Super Chance Draw will be 1 in 1,533,939.

Is the top prize subject to capping in a Super Chance Draw?

In short, yes. In a Super Chance Draw, the amount of money available to pay the top prize to winning entries in the match 5 + Life Ball and match 5 prize categories is limited to £18million. In the very unlikely event that £18million is not enough to award winning entries in these prize categories £10,000 every month for 30 years, the prize in the match 5 + Life Ball and match 5 prize categories will be capped (i.e. will be less than stated). If prize capping in these prize categories takes place, then:

  1. (a) £18million will be divided equally between all winning entries in the match 5 + Life Ball and match 5 prize categories (“Super Chance Draw Capped Prize Amount”); and
  2. (b) Each winning entry in the match 5 + Life Ball and match 5 prize categories will be given the option of receiving the Super Chance Draw Capped Prize Amount as a one-off lump sum cash payment, or to instruct Camelot to purchase an annuity policy using the Super Chance Draw Capped Prize Amount (less the first prize payment paid by Camelot) which will pay equal monthly payments over the remaining period of 29 years and 11 months. The first prize payment is the first instalment of your prize, paid to you on validation of your win by Camelot before the annuity policy payments start.

If I choose the annuity option, how will my annuity payments be calculated?

If you decide to receive the Super Chance Draw Capped Prize Amount in monthly instalments, Camelot will first calculate the value of your first prize payment (mentioned above). Camelot will do this by dividing the Super Chance Draw Capped Prize Amount by 360 (representing 12 payments every year for 30 years). The result of this calculation will be the first prize payment payable to you. Camelot will then arrange for an annuity policy to be put in place for you, in accordance with the Set For Life Game Specific Rules. Camelot will pay the premium for this annuity policy using the money leftover after deducting the first prize payment from the Super Chance Draw Capped Prize Amount.

The total value of the monthly payments received under the annuity policy may be higher than the value of the Super Chance Draw Capped Prize Amount lump sum. This is due to the nature of the annuity policy purchased and the returns on investment over the annuity period.

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